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The following is an overview of the insurance programs and plans ABI currently offers law firms. Keep in mind, plans may be upgraded
or revised as economic conditions dictate.
And, all group plans are available at
competitive rates.
MetLife Defender
ABI Pet Insurance
Individual Personal Umbrella
Long-Term Care Protection
Major Medical
Dental Insurance
Air Ambulance (AirMed)
ABI Annuity Program
Disability Income Insurance 
    (Face-to-Face consultation,
     if requested)

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Individual Programs
New HealthCare
Law Questions?
Call 1-866-860-1989
or visit
Click Here
Lost Your Job? Need Medical
Click here.
Long Term Care
A Message from the Senior Lawyers Division of the ABA.
Click here.
For additional insurance programs, please check
out our parent company,
American Bar Endowment.

To Join ABA, click here.
MetLife Defender
In this connected world, many everyday activities can expose you to identity fraud and cybercrime.  You need the comprehensive protection provided by MetLife Defender.
  • ID Theft Resolution Support
  • Financial Data Monitoring & Protection
  • Child Identity Theft Protection
  • 25 Data Point Personal Identity Monitoring & Security
  • Health & Medical Data Protection
  • Child Predator Detection & Cyberbullying Scanning
  • $5 Million Service Guarantee*
Protection that goes beyond your financial data.
Other services may only react to financial data reported by credit bureaus or monitor activity on only a small percentage of the Internet.  MetLife Defender goes further, providing comprehensive protection that covers your financial, medical, personal and social media data.
*If you become a victim of fraudulent activity involving unauthorized use of personal information resulting from the failure of or defect in MetLife Defender services, the MetLife Defender Service Guarantee will pay up to $5 million to third party professionals for services that MetLife Defender deems reasonably necessary to recover your out-of-pocket losses resulting from the fraudulent activity. The Service Guarantee is subject to conditions, exclusions and limitations.
MetLifeDefenderSM is being provided and services by TiversaTM, which is not affiliated with MetLife.  The Service Guarantee may be modified at any time, without notice, and is subject to eligibility requirements, conditions, exclusions and limitations.  Services will be subject to the terms and provisions as set forth in the MetLife Service End User Subscriber Agreement.
Healthy Paws Pet Insurance
Healthy Paws Pet Insurance, the #1 customer-rated pet insurance company according to Pet Insurance Review, is offering their top-rated plan that covers everything including injuries, illnesses, genetic conditions, and emergency care to ABA members at up to a 10% discount.
Protecting your pet’s health with Healthy Paws makes it easy to give it the best medical care while protecting your bank account from expensive veterinary bills. If your pet needs treatment for any accident or illness, and it’s not a pre-existing condition, you’re covered. It’s that simple!
We want you to focus on your pet’s care not the cost. So our plan provides unlimited lifetime benefits with no annual or per incident caps. Healthy Paws is the only pet insurance company that offers unlimited lifetime benefits with an annual deductible.
To give you the added confidence and security that your Healthy Paws pet health plan will deliver on its promise today and long into the future, we created a strategic partnership with Aon Corporation, the world's largest global insurance broker with over $30 billion in assets. In addition, our pet insurance plan is underwritten by the Ace Group, an A-rated insurer, with over $1 billion in surplus.
Click here to get your free quote today or to learn more!

Individual Personal Umbrella

ABI Personal Umbrella Insurance Plan provides you with personal liability coverage to address the mishaps that happen in the course of everyday life. It helps guard against the financial exposures resulting from teenage driving accidents, owning a swimming pool or rental properties. The trouble is these exposures can fall well beyond the limits of coverage provided under your auto and homeowner's policy, but they are often overlooked. Without the right coverage, a mishap could lead to serious financial trouble.

That's why you need the ABI Personal Umbrella Insurance Plan now offering:
  • Choice of coverage limits from $1 to $5 million
  • A single group rate that covers your homes, autos and members of your household
  • Legal defense for covered claims even if suit is determined to be frivolous
  • $1 million for uninsured / underinsured (UM /UIM) motorists automatically included
  • Identity fraud expense coverage
  • Kidnap and ransom coverage
With newly enhanced plan features and exclusive ABA member-only rates, now is the time to get the coverage you need to safeguard your finances and your family's future.

Stand Alone - You can add without moving your auto or homeowner coverage.

For more information about the ABI Personal Umbrella Insurance Plan features, review the attached brochure. To request coverage, click on the link below for an application.

Questions? Call 1-800-453-4033.

Auto and Home Insurance

Your member benefits include a special discounted rate on Auto Insurance and Home Insurance from Liberty Mutual. We're proud to provide our members with a great benefit from a Fortune 100 company that protects millions of people across America. Find out more about
Liberty Mutual Home & Auto Insurance.

Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

To review information and receive a rate quote, click on the link rate quote below. Or, please call 888-379-3732.



Auto and Homeowners Insurance
(For Law Students Only!)

American Bar Association Law Student Division Members Deserve A Better Rate: Now members can get special discounted rates on insurance from a trusted company with close to 100 years of service.
Get details and a free rate quote on Auto, renters or home insurance.

Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

To review information and receive a rate quote, click on the link rate quote below. Or, please call 888-716-2146.

Long Term Care Protection

A comprehensive Long Term Care Plan is available as a strategy to protect your savings and assets from the rising costs of long-term care. A choice of top rated insurance carriers is available to offer a wide range of plans. This expanded portfolio allows far wider underwriting criteria to cover more members.

Click on the link Request for LTC Planning Kit below, or please call 1-800-616-8759 (M-F 8:30 AM to 5:30 PM, EST.)


The Senior Lawyers Division of the ABA The Senior Lawyers Division of the ABA has reviewed this long-term care insurance program and recommends that you consider this important coverage to meet your personal needs. We invite you to review for yourself the comprehensiveness and competitiveness of this valuable product offered for ABA Members.

John M. Vittone
Chair - ABA Senior Lawyers Division

3 easy steps:
  • Assess your situation and find out if you are eligible for subsidies.
  • Shop for plans ON and OFF the Public Health Insurance Exchanges.
  • Apply for the health plan of your choice with or without subsidies.
Click here to enter the Health Exchange for ABA Members NOW
or call 1-866-860-1989 and speak with a licensed and certified Exchange Specialist.
  • Shop multiple quality carriers like: Blue Cross, Aetna, Assurant, Cigna, Humana and many others.
  • Apply online or over the phone
  • No medical questions asked
  • All pre-existing conditions covered
  • Access to the federal and state Marketplaces
  • Look at plans OFF the Exchange and decide what's best
  • Non ACA-qualified plans are also available.
Access the Insurance Exchange for ABA members NOW by clicking here or call 1-866-860-1989.
***Plans designs and access to product may vary by state***

Medicare Supplement Coverage
NEW - Apply On Line

Now, your Association offers Medicare benefits you can trust at a price you can afford.

Medicare was never intended to cover all of your health care costs. In fact, with just Medcare alone, you could be left to pay thousands of dollars in health care costs out of your own pocket.

With Medicare Supplement coverage for ABA members, you can have peace of mind that you have added protection at affordable rates -- and an insurance plan that offers stability and security beyond Medicare.

Medicare Supplement coverage for ABA members offers outstanding benefits for Medicare eligibles, including:
  • The freedom of choosing your own doctors and hospitals
  • No health questions or medical exam
  • No waiting periods for pre-existing conditions if you switch plans
  • Hassle-free claims processing in about 7 days
  • Coverage is available to all members and their spouses over age 64.
To apply on line, receive benefit information or receive a rate quote, click on the link rate quote below. Or, please call 1-800-247-1771.


Rate Quote
Brochure [Adobe PDF, 451KB]

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Dental Insurance

ABA Members are eligible for their choice of two attractive voluntary group dental plans that provide comprehensive dental coverage at budget-friendly, affordable group rates. If you choose a network provider, under either plan, you will enjoy discounts and lower out-of-pocket expenses. You and your eligible dependents may be covered for a full range of dental health services, including preventative care, (exams and cleaning every six months as well as fluoride treatments for your children), basic care (fillings, sealants, simple extractions and minor restorations) and major services (complex oral surgery and major restoration). No waiting periods for preventive and basic services. Optional orthodontia coverage is available for dependent children under age 19.

To obtain benefit information and rates of the two plans available, please click on the documents below. (Residents of California, Florida, Missouri and Virginia must complete the state-specific enrollment form.) Questions? Please call plan administrator at 1-800-556-7614 (M-F 9 AM to 5 PM, EST)


ABI CareSelect - PPO

Initial Welcome Letter [Adobe PDF, 89KB]
Enrollment Form (CA) [Adobe PDF, 126KB]
Enrollment Form (FL) [Adobe PDF, 125KB]
Enrollment Form (MO) [Adobe PDF, 126KB]
Enrollment Form (VA) [Adobe PDF, 125KB]
Enrollment Form - Standard [Adobe PDF, 89KB]
ABI CareSelect II - Indemnity

Initial Welcome Letter [Adobe PDF, 89KB]
Enrollment Form (CA) [Adobe PDF, 126KB]
Enrollment Form (FL) [Adobe PDF, 125KB]
Enrollment Form (MO) [Adobe PDF, 126KB]
Enrollment Form (VA) [Adobe PDF, 125KB]
Enrollment Form - Standard [Adobe PDF, 89KB]

Air Ambulance

AirMed International, the country's leading air ambulance company offering unparalleled medical care and bedside-to-bedside transportation on a worldwide basis for the nation's top hospitals, insurance providers, and assistance companies, is now offering their service at an exclusive discount to ABA members and their families through ABI! Whether you're traveling within the U.S. or internationally, an AirMed membership includes air medical transport if you are hospitalized more than 150 miles from home. There are no co-pays or deductibles. Trusted by the Mayo Clinic and contracted by the U.S. Department of Defense, AirMed provides service to its more than 1 million members in North America. An AirMed membership doesn't cost an arm and a leg. In fact, it just might save you one.

For information about individual memberships with AirMed or to enroll, utilizing the ABI discount, visit
www.airmed.com/abi, or call 1-800-356-2161.


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1 Depending upon option chosen.
2 In exchange for higher payments, an income annuity permanently converts principal to a guaranteed income stream.

These product specifications are not intended to be all-inclusive of product information. State variations may apply. Please refer to the annuity contract for complete details.


Guarantees are subject to the claims-paying ability of the issuing insurer.

Policies and annuities issued by American General Life Insurance Company (AGL) except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are subsidiaries of American International Group, Inc. (AIG).


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Disability Income Insurance

Disability Income Insurance is offered through face-to-face consultation, if requested.

Your ability to earn an income is your largest asset. It affords you your income and your lifestyle. One unfortunate accident, injury, or diagnosis can be financially devastating.

ABA eligible members now have access to a deeply discounted, own occupation disability insurance through Ameritas Life Insurance Company. Some benefits include:
  • Monthly benefit levels up to $20,000/month
  • Own Occupation protective covering you in your legal specialty
  • Benefits available for total disability and partial disability
  • Benefits available to age 65, 67, or 70
  • Exclusive discounts for ABA eligible members.
Please call (800)729-6929 for additional information.


click the link
to learn more about the program.

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